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Is the Woodbury area of Irvine part of the Irvine School District?
Can someone provide me with some information regarding loans? Originally, I was considering a 30 year fixed mortgage loan. However, I heard that a 30 year fixed, 10 year interest only mortgage loan is a wiser choice. If I use a 30 year fixed, 10 year interest only loan, can I still make voluntary principal payments during the interest only period? If so, what are the consequences of it (i.e., does the loan period decrease? is the interest re-calculated according to a reduced principal balance?)?
What is “escrow” and how is “escrow opened”?
How much do escrow companies charge?
What is a contingency and how do I get one removed from my contract?
Lets see if I can word this without confusing the issue. Husband and Wife own a house. Husband moves out. They go through the divorce process. She is currently living in the home. In the divorce agreement, he agrees to refinance the loan in his name only and she agrees to be out by the first of June. The loan is going through and escrow will close in about a week (lets say May 7th.) She now informs him that she will not be out by the date in the divorce agreement because her home won't be ready. He will just have to wait. Well, in the mean time, escrow is closing and the home is his and he has made arrangements with his current residence to be out. What are his legal rights? I hope I made some sort of sense.
